Latest Articles from FHOG

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Image for Do You Know How to Finance an Accessible Home?

13th April 2026

Do You Know How to Finance an Accessible Home?

Discovering how to purchase a home with accessibility features can open doors to comfortable, secure living for first home buyers.

Image for Top tips to purchase a home with more outdoor space

10th April 2026

Top tips to purchase a home with more outdoor space

Discover how first home buyers in Victoria can secure the perfect property with outdoor space through smart home loan choices.

Image for Variable Rate Loans for First Home Buyers in NSW

9th April 2026

Variable Rate Loans for First Home Buyers in NSW

Understanding variable interest rate home loans and why they might be the right choice for your first property purchase in New South Wales.

Image for How to Use Extra Repayments to Pay Off Your Home Loan Faster

8th April 2026

How to Use Extra Repayments to Pay Off Your Home Loan Faster

Discover smart extra repayment strategies that help first home buyers in NSW build equity, save on interest, and achieve home ownership sooner.

Recent Articles

Image for Do You Know How to Finance an Accessible Home?

13th April 2026

Do You Know How to Finance an Accessible Home?

Discovering how to purchase a home with accessibility features can open doors to comfortable, secure living for first home buyers.

Image for Top tips to purchase a home with more outdoor space

10th April 2026

Top tips to purchase a home with more outdoor space

Discover how first home buyers in Victoria can secure the perfect property with outdoor space through smart home loan choices.

Image for Variable Rate Loans for First Home Buyers in NSW

9th April 2026

Variable Rate Loans for First Home Buyers in NSW

Understanding variable interest rate home loans and why they might be the right choice for your first property purchase in New South Wales.

Image for How to Use Extra Repayments to Pay Off Your Home Loan Faster

8th April 2026

How to Use Extra Repayments to Pay Off Your Home Loan Faster

Discover smart extra repayment strategies that help first home buyers in NSW build equity, save on interest, and achieve home ownership sooner.

Image for How to Hunt for Your First Property in Victoria

7th April 2026

How to Hunt for Your First Property in Victoria

Master the art of property hunting with proven techniques to find your ideal first home in Victoria's diverse market.

Image for Guide to Purchasing a Studio Apartment with a Home Loan

6th April 2026

Guide to Purchasing a Studio Apartment with a Home Loan

Everything Victorian first home buyers need to know about securing a home loan to purchase a studio apartment in today's property market.

Image for How to Pass a Home Loan Serviceability Assessment

3rd April 2026

How to Pass a Home Loan Serviceability Assessment

Understanding what lenders look for when assessing your home loan application can help you achieve home ownership sooner.

Image for How to Choose Fixed Rate Loans at Different Life Stages

2nd April 2026

How to Choose Fixed Rate Loans at Different Life Stages

Discover how fixed interest rate home loans can support your financial goals at every stage of your homeownership journey in Queensland.

Image for What are Government Grants and Schemes for Home Loans?

1st April 2026

What are Government Grants and Schemes for Home Loans?

Discover how first home buyers in NSW can access government grants and schemes to achieve home ownership sooner with lower deposits and reduced costs.

Image for Upgrading Your Family Home: The Ins and Outs

31st March 2026

Upgrading Your Family Home: The Ins and Outs

Discover how to leverage your existing property equity and explore home loan options to upgrade to a larger family home in Victoria.

Image for Understanding Home Loan Deposit Requirements in NSW

29th March 2026

Understanding Home Loan Deposit Requirements in NSW

Everything first home buyers in NSW need to know about deposit requirements and how to achieve home ownership sooner.

Image for Smart hacks to use an offset account with your home loan

27th March 2026

Smart hacks to use an offset account with your home loan

Discover how first home buyers in Victoria can make the most of offset accounts to reduce interest and pay off their home loan faster.

Image for Why Should You Consider a Variable Rate Loan with Offset?

26th March 2026

Why Should You Consider a Variable Rate Loan with Offset?

Discover how variable rate loans and offset accounts can help you save on interest and achieve home ownership sooner.

Image for Borrowing Capacity: The Ins and Outs for QLD Buyers

25th March 2026

Borrowing Capacity: The Ins and Outs for QLD Buyers

Understanding how much you can borrow is the foundation of your home ownership journey in Queensland and beyond.

Image for Top Tips to Finance Vacant Land in NSW

24th March 2026

Top Tips to Finance Vacant Land in NSW

Everything first home buyers in NSW need to know about securing a home loan to purchase vacant land.

Image for When to Consider a Semi-Detached Home as a First Home Buyer

23rd March 2026

When to Consider a Semi-Detached Home as a First Home Buyer

Semi-detached houses offer Queensland first home buyers an affordable entry point into the property market with potential government grants and concessions.

Image for The easiest way to buy a strata title property in QLD

20th March 2026

The easiest way to buy a strata title property in QLD

Understanding strata title properties and how to secure the right home loan for your first apartment or townhouse purchase in Queensland.

Image for Your Guide to Home Loan Documentation and Paperwork

18th March 2026

Your Guide to Home Loan Documentation and Paperwork

Understanding what documents you need for your home loan application will help you prepare properly and move towards home ownership faster.

Image for How to Buy a Home Closer to Family in NSW

18th March 2026

How to Buy a Home Closer to Family in NSW

Discover home loan options and strategies to help first home buyers in NSW purchase property near loved ones.

Image for Understanding the Basics of Home Loan Deposit Requirements

17th March 2026

Understanding the Basics of Home Loan Deposit Requirements

Everything NSW first home buyers need to know about saving deposits, LVR ratios, and accessing home ownership sooner than expected.

Image for Top Strategies to Purchase Your First Villa in NSW

15th March 2026

Top Strategies to Purchase Your First Villa in NSW

Discover essential tips and financing options for first home buyers looking to purchase a villa in New South Wales.

Image for Understanding Fixed Rate Loans for First Home Buyers

12th March 2026

Understanding Fixed Rate Loans for First Home Buyers

Discover how fixed interest rate home loans work and whether locking in your rate is the right choice for your first home purchase.

Image for Property Inspection Tips That First Home Buyers Need

11th March 2026

Property Inspection Tips That First Home Buyers Need

Your complete guide to inspecting properties like a pro before buying your first home in Victoria

Image for First Home Buyer's Guide to Variable Rate Loan Fees

10th March 2026

First Home Buyer's Guide to Variable Rate Loan Fees

Understanding the fees and costs associated with variable interest rate loans can help first home buyers in Queensland make informed decisions.

Image for Growing Families and Home Loans: The What and How

9th March 2026

Growing Families and Home Loans: The What and How

Discover how the right home loan can help your expanding family move into a larger property while maintaining financial stability.

Image for First Time Buyer Challenges: A Guide to Getting Started

9th March 2026

First Time Buyer Challenges: A Guide to Getting Started

Understanding the hurdles first home buyers face in NSW and how to overcome them on your journey to homeownership.

Image for Do You Know About Stamp Duty Concessions for NSW Buyers?

5th March 2026

Do You Know About Stamp Duty Concessions for NSW Buyers?

Understanding stamp duty concessions can save first home buyers in NSW thousands of dollars on their property purchase journey.

Image for Fixed Rate Loans: The Fees and Costs Explained

4th March 2026

Fixed Rate Loans: The Fees and Costs Explained

Understanding the upfront and ongoing costs associated with fixed interest rate home loans for first home buyers in NSW.

Image for Smart Ways to Approach Variable Rate Loans at Life Stages

3rd March 2026

Smart Ways to Approach Variable Rate Loans at Life Stages

Understanding how variable rate home loans can adapt to your changing financial needs throughout different stages of life

Image for Smart ways to approach downsizing your home

3rd March 2026

Smart ways to approach downsizing your home

Discover how downsizing can unlock equity, reduce repayments, and position you for your next property move in Victoria.

Image for How to Compare Home Loans When Buying Your First Home

1st March 2026

How to Compare Home Loans When Buying Your First Home

A practical guide for Queensland first home buyers looking to understand and compare home loan options to achieve home ownership.

Image for How to Finance Your Dream Terrace House in NSW

26th February 2026

How to Finance Your Dream Terrace House in NSW

A practical guide for first home buyers looking to purchase a terrace house with the right home loan

Image for Top 5 Loan Structure Options for Your First Home

26th February 2026

Top 5 Loan Structure Options for Your First Home

Discover the different home loan structures available to Victorian first home buyers and find the right fit for your financial goals.

Image for Income and Employment: What You Need for a Home Loan

25th February 2026

Income and Employment: What You Need for a Home Loan

Understanding how your income and employment situation affects your home loan application and what lenders look for when assessing first home buyers.

Image for Fixed Rate Loans for First Home Buyers at Every Life Stage

24th February 2026

Fixed Rate Loans for First Home Buyers at Every Life Stage

Understanding how fixed interest rate home loans work for Queensland first home buyers, whether you're single, coupled, or starting a family.

Image for First Home Buyer's Guide to Variable Rate Loan Terms

23rd February 2026

First Home Buyer's Guide to Variable Rate Loan Terms

Understanding variable interest rates and loan terms can help you make informed decisions when applying for your first home loan in Queensland.

Image for Variable Rate Loans: The Features and Flexibility

20th February 2026

Variable Rate Loans: The Features and Flexibility

Understanding variable rate home loan features can help first home buyers in Queensland make informed decisions about their mortgage options.

Image for Home Loan Features and What They Mean for You

19th February 2026

Home Loan Features and What They Mean for You

Understanding the key features of different home loan products can help first home buyers in Victoria make informed decisions.

Image for Why Should You Consider an Off-the-Plan Home Loan?

18th February 2026

Why Should You Consider an Off-the-Plan Home Loan?

Everything Queensland first home buyers need to know about securing finance for off-the-plan properties and starting their homeownership journey.

Image for When to Choose Fixed Rates and Offset Accounts

17th February 2026

When to Choose Fixed Rates and Offset Accounts

Understanding how fixed interest rates and offset accounts work can help Queensland first home buyers make informed decisions about their home loan options.

Image for Tax and Property: What First Home Buyers Need to Know

16th February 2026

Tax and Property: What First Home Buyers Need to Know

Understanding the tax implications and property investment benefits when applying for your first home loan in NSW

Image for Do You Know How to Purchase a Duplex with a Home Loan?

13th February 2026

Do You Know How to Purchase a Duplex with a Home Loan?

Understanding your home loan options and the process for buying a duplex as a first home buyer in Victoria.

Image for Top Tips to Avoid First Home Buyer Mistakes in NSW

12th February 2026

Top Tips to Avoid First Home Buyer Mistakes in NSW

Learn how to sidestep common pitfalls when buying your first home and make informed decisions throughout your property journey.

Image for What Documents Do You Need for a Home Loan Application?

11th February 2026

What Documents Do You Need for a Home Loan Application?

Understanding the loan documentation required for your home loan application can help you prepare and speed up the approval process.

Image for Unlock the Secrets to Buying Your First House and Land

10th February 2026

Unlock the Secrets to Buying Your First House and Land

Your complete guide to purchasing a house and land package as a first home buyer in New South Wales

Image for A Guide to Fixed Rate Home Loan Features for First Timers

9th February 2026

A Guide to Fixed Rate Home Loan Features for First Timers

Discover how fixed interest rate home loans work and what features matter most when you're ready to achieve home ownership in NSW.

Image for Variable Rate Loans & How They Work for First Home Buyers

6th February 2026

Variable Rate Loans & How They Work for First Home Buyers

Understanding variable rate home loans can help Queensland first home buyers make informed decisions about their property finance journey.

Image for Smart Ways to Approach Variable Rate Loans and Repayments

5th February 2026

Smart Ways to Approach Variable Rate Loans and Repayments

Discover how variable interest rate loans work for first home buyers in Queensland and why extra repayments could help you own your home sooner.

Image for A Guide to Home Loan Deposit Requirements for QLD Buyers

4th February 2026

A Guide to Home Loan Deposit Requirements for QLD Buyers

Understanding deposit requirements and loan to value ratios to help Queensland first home buyers secure their dream property

Image for How to Secure a Home Loan for Your Dream Villa in Victoria

3rd February 2026

How to Secure a Home Loan for Your Dream Villa in Victoria

A comprehensive guide for first home buyers looking to purchase a villa with the right home loan options and features.

Image for The most rewarding way to secure your first home purchase

2nd February 2026

The most rewarding way to secure your first home purchase

Your complete guide to first home buyer options, grants, and home loan applications in Victoria

Image for The Pros and Cons of Apartment vs House Home Loans

30th January 2026

The Pros and Cons of Apartment vs House Home Loans

Understanding the key differences between financing an apartment versus a house can help Victorian first home buyers make informed decisions.

Image for What are Your Home Loan Options as a First-Time Buyer?

29th January 2026

What are Your Home Loan Options as a First-Time Buyer?

Explore home loan options, understand interest rates, and learn about the application process for NSW first home buyers.

Image for Understanding the Basics of Buying a Duplex as a First Timer

28th January 2026

Understanding the Basics of Buying a Duplex as a First Timer

Discover how first home buyers in Queensland can purchase a duplex and the loan options available

Image for The smartest way to hunt for your first home in QLD

27th January 2026

The smartest way to hunt for your first home in QLD

Master property hunting techniques that help Queensland first home buyers find their perfect property while securing the right finance

Image for Key Stats to Know When Buying Your First Home in NSW

26th January 2026

Key Stats to Know When Buying Your First Home in NSW

Discover essential first home buyer statistics and trends that could impact your property purchase decisions in New South Wales.

Image for Why Should You Understand Home Loan Serviceability?

23rd January 2026

Why Should You Understand Home Loan Serviceability?

Learn how lenders assess your borrowing capacity and what factors influence your home loan application success in Queensland.

Image for Why Should First Home Buyers Consider Their Home Loan Options

22nd January 2026

Why Should First Home Buyers Consider Their Home Loan Options

Discover how Victorian first home buyers can access Home Loan options from banks and lenders across Australia

Image for First Time Buyer's Guide to Common Challenges

21st January 2026

First Time Buyer's Guide to Common Challenges

Understanding the hurdles first home buyers face and how to overcome them in Queensland's property market.

Image for Proven Tips to Purchase Your First Unit in Victoria

20th January 2026

Proven Tips to Purchase Your First Unit in Victoria

Essential home loan guidance for first home buyers looking to purchase a unit in Victoria

Image for What are Self-Employed Home Loan Requirements in VIC?

20th January 2026

What are Self-Employed Home Loan Requirements in VIC?

Understanding the application process and borrowing capacity requirements for self-employed first home buyers in Victoria

Image for What are Variable Rate Home Loan Features for QLD Buyers?

20th January 2026

What are Variable Rate Home Loan Features for QLD Buyers?

Discover key variable rate home loan features that could benefit Queensland first home buyers in today's property market.

Image for The smartest way to buy off-the-plan as a first home buyer

20th January 2026

The smartest way to buy off-the-plan as a first home buyer

Discover how NSW first home buyers can secure off-the-plan properties with grants, schemes and lending options

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Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.