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Buying your first home involves several key steps, from researching the market to settling on your new property. Understanding the process can help you stay organised and confident throughout your journey.
Start by researching suburbs and property types that fit your budget and lifestyle. Once you’ve found a home you love, make an offer and secure your finance. Your lender or broker can help you apply for the FHOG and other grants, which can be used towards your deposit or settlement costs.
After your offer is accepted, you’ll go through the contract exchange and settlement process. During this time, it’s important to arrange building and pest inspections, finalize your loan, and prepare for moving day. By following a clear plan and seeking advice when needed, you can navigate the buying process smoothly and avoid common pitfalls.
Go to links:
- State Revenue Offices: See eligibility and application links above for grant information.
- Real Estate Institute of Australia: Buying a Home Guide
- Consumer Affairs Victoria: Buying a Home Checklist
